June 19, 2020
How do I Pay for Medical Bills in a California Hit and Run Accident?
Here in California, a hit and run accident is when one of the involved drivers leaves the scene of an accident. The only exception is when a driver has left the scene to get medical care either for himself or for someone else involved. Hit and run accidents raise many unique issues that are not common in other types of motor vehicle accidents in California. Our Los Angeles hit and run accident lawyer explains some of the most important things that you need to know after a hit and run accident.
Hit and Run Accidents are Unique and Do Not Follow Regular Insurance Laws
Hit and run accidents are not defined by at-fault laws. Consequently, even if you are not at fault for the accident, if you leave the scene you have committed a hit and run offense.
In a typical car accident, drivers will exchange insurance information and those insurance companies will negotiate settlements to pay for any medical bills or property damages. Unfortunately, with a hit and run accident, you do not have that other driver to exchange information with. In fact, you do not even know who that other driver is. So, who can you turn to for medical bills if you have been injured?
Under these circumstances, your own car insurance may pay for your medical costs and damages. Because California is an at-fault state, however, if the other driver is found, they would be responsible for paying these costs. Make note of as much information as you can about the other car and the circumstances surrounding the incident to share with the investigating officer.
You may also be able to rely on underinsured/uninsured motorist coverage. This may be through your own policy, such as a SUM policy you may have purchased, or through California state funds for hit and run accidents. In either situation, it can be a complex matrix of liability and claims to be submitted.
Ask Our Law Firm for Help After a Hit and Run
If you are having difficulty collecting benefits from your insurance company, you should get the guidance of an experienced Los Angeles hit and run accident lawyer. An accident lawyer will negotiate with your insurance company to ensure that you are fairly compensated for your injuries. For more information and a FREE case review, contact us today at (888) 588-1777. We are ready and willing to help.